Legal aid cannot be granted to applicants who hold a legal expenses insurance or other insurances that cover legal costs, cf. the Administration of Justice Act, s. 353.
The insurance company determines if the insurance covers a case’s legal costs or part of the costs.
In case the insurance company has rejected to cover the case, it is possible to apply for legal aid in the usual way.
If it is evident that a case’s legal costs cannot be kept within the insurance’s maximum amount, and if the nature or circumstances of the case validate that legal costs exceed the insurance’s maximum amount, the High Commission can dispense with the requirement that the applicant is not to be covered by a legal expenses or other insurance.